Innovative Capital Corp.

Your Equipment Leasing & Financing Source

Whether you are looking to lease / purchase or sell new or used equipment, Innovative Capital Corp. has superior financial expertise to help your business grow. We are a nation-wide equipment leasing and finance company that specializes in funding transactions that range from $5,000 up to $2 million, and larger amounts for certain qualified businesses.

Schedule Your free consultation Now and

You will receive a $500 Savings Card.

No Obligation and Nothing To Buy!

Our equipment lease programs are tailor-made to fit each of our customers and equipment vendor needs.

We pride ourselves on our high lease approval rate even for those firms which may have been turned down by others. Our strong financial relationships of 25 years allow us to offer low competitive rates and be flexible to meet the needs of small to mid-size companies in the U.S. and Canada. We help finance businesses from start up's to well established companies. We are dedicated and experienced professionals that are here to assist you through the entire lease process. By meeting the equipment needs of our customers we help them grow and prosper.

We enable you to achieve your goals and..

Grow Your Business

Equipment leasing and financing can be an effective way for businesses to acquire the necessary tools, machinery, and equipment to support their operations and expand their capabilities.

Access to modern and advanced equipment:

Leasing or financing equipment allows you to access the latest and most advanced equipment without having to pay the full cost upfront. This can give your business a competitive edge by enabling you to use state-of-the-art tools that can enhance your productivity, efficiency, and quality of output.

Faster access to equipment:

Traditional bank loans or other forms of financing may involve lengthy approval processes, whereas equipment leasing and financing sources often have quicker approval times, allowing you to get the equipment you need faster and start using it to grow your business.

read what others have written about us and..

take the leap of faith with us

Testimonial #1

"Innovative Capital”has been a game-changer for our business. Al is always proactive in reaching out to our prospects. The leasing options he gives them has helped us close many more deals that we wouldn't have been able to before. He is an integral partner and resource in our sales process. We highly recommend Al and Innovative Capital to anyone looking to sell more equipment.

Mike G

Fork Lifts Unlimited

Testimonial #3

If you're an equipment vendor struggling to close deals with prospects who were previously denied, you need to partner with Innovative Capital. Mike has the expertise and resources to reach out to these prospects and close more deals then ever before. Our last customer was denied multiple times with a previous vendor until Mike called and got the deal done! Mike and Innovative Capital are the only resources you need to get your deals financed and this will increase your equpment sales.

Joey G

Powder X

Testimonial #2

We've been working with Liz at Innovative Capital for over 12 years now, and shes become an integral part of our tradeshow strategy. Their leasing options give us a competitive edge in the market, and Liz is always available to help us close deals at the shows. At our last tradeshow we financed not just the floor model but closed 5 additional deals! We recommend Liz and her company highly to anyone looking to boost their tradeshow sales.

Thomas P

Sports Pros

read what others have written about us and..

take the leap of faith with us

Testimonial #1

Mike G

Fork Lifts Unlimited

Testimonial #2

Thomas P

Sports Pros

Testimonial #3

Joey G

Powder X

Exploring the Benefits of Leasing

You Keep A Competitive Edge

By acquiring the use of the latest technology to replace inefficient, obsolete equipment, you increase your organization's operating efficiency, productivity and profits.

You Need No Down Payment

Leasing is the convenient and affordable alternative to purchasing. 100% "financing" makes leasing well suited to any budget.

You Preserve Bank Credit Lines

Retain flexibility and keep your bank credit lines available for other purposes. A lease may help you overcome the constraints of bank loan covenants by moving obligations "off balance sheet." A lease line of credit provides a new source of liquidity.

You Improve Cash Flow And Working Capital

Maintain your cash position and increase your liquidity. Use your cash to improve your organization through research, training or in other ways.

You May Realize Tax Benefits

Your lease payments are usually 100% tax deductible as a business expense. The cost of leasing on an after-tax basis can be lower than owning.

You Get a Hedge Against Inflation

Acquire equipment at today's prices, but make lease payments with tomorrow's less expensive dollars.

You Avoid Capital Budget and Administrative Constraints

Bypass the long-range planning often required for capital equipment expenditures and use operating funds to satisfy lease payment obligations. Act more quickly to meet competitive challenges.

You Simplify Budgeting

Customize the frequency, size and duration of the lease payments to suit your capital and operating budget requirements.

Exploring the Benefits of Leasing

You Keep A Competitive Edge

By acquiring the use of the latest technology to replace inefficient, obsolete equipment, you increase your organization's operating efficiency, productivity and profits.

You Need No Down Payment

Leasing is the convenient and affordable alternative to purchasing. 100% "financing" makes leasing well suited to any budget.

You Preserve Bank Credit Lines

You Improve Cash Flow And Working Capital

Maintain your cash position and increase your liquidity. Use your cash to improve your organization through research, training or in other ways.

You May Realize Tax Benefits

Your lease payments are usually 100% tax deductible as a business expense. The cost of leasing on an after-tax basis can be lower than owning.

You Get a Hedge Against Inflation

Acquire equipment at today's prices, but make lease payments with tomorrow's less expensive dollars.

You Avoid Capital Budget and Administrative Constraints

Bypass the long-range planning often required for capital equipment expenditures and use operating funds to satisfy lease payment obligations. Act more quickly to meet competitive challenges.

You Simplify Budgeting

Customize the frequency, size and duration of the lease payments to suit your capital and operating budget requirements.

Our Travel Partner Is now providing you a FREE Hotel Savings Card When You Schedule A Free Consultation.

Schedule free consultation Now and

You will receive a $500 Hotel Savings Card

The Hotel Savings Card will provide you with cash credits to be applied to your next getaway! Schedule A Free Consultation to this great cause and you shall receive the benefit of Travel Agency Wholesale rates for your next family getaway.

Vendor Information

There are a number of reasons why partnering with us will give you an edge over your competition and allow you to grow your market share.

We can advance 100% pre-funding quicker than other financing alternatives so you get paid faster.

In addition to providing marketing materials, our leasing professionals will assist you on-site (trade show support) to discuss leasing options with your prospects and address their concerns.

We can develop joint marketing material or provide you with our own brochures that should facilitate closing sales faster. We can also provide a custom leasing link that will allow your customers to apply for a lease directly on your website.

Once we understand your needs and objectives, we can design a vendor program that will accomplish your goals. An important aspect to the prosperity of these alliances is our eagerness to collaborate on program features that make sense for you.

Our team of leasing specialists will be at your service to manage every aspect of the leasing process and to answer any questions that may arise. This allows your company to go about business as usual.

What is the Hotel Savings Card Exactly?

Its similar to a gift card for booking hotel stays EXCEPT that it can only cover a portion of the stay (usually 10-50% off the lowest online price, depending on the hotel and length of stay)

They are valid at over 1 million hotels & resorts worldwide with no blackout dates and no expiration date. So whether you use it for last-minute business travel or planning your next vacation you will save big.

If you don't save the entire face value of the hotel savings card on one booking you will have a cash credit balance available for your next hotel booking that never expires.

That means if you schedule free consultation you get a $500 Hotel Savings Card.

Programs

our Payment Plan Information

• No financial statements required under $300,000

• Software Only Programs

Established businesses can lease up to $100,000 of generic or customized off the shelf software.

• Flexibility in used equipment

• No age restrictions on used equipment

• Startup programs

We require fair credit scores, industry experience and a reasonable amount of cash flow to start your business.

• Partial/Progress Payments

The vendor must qualify. Structures of 50/50 or 100% are available.

• 90 Day Deferred Payments

If you don't expect your equipment to begin generating positive cash flow for a period of time we can defer your first payment up to 90 days allowing you to generate income.

• Seasonal Payment Plans

For businesses that experience cash flow fluctuations due to season business cycles, this plan will allow you to match your payments with the revenues generated from the equipment. Types of organizations that utilize this plan are educational, recreational or agricultural.

Step-Up & Step-Down Programs

These plans are set up with payments that either increase or decrease over the lease term. Step up leases increase over the life of the lease and are ideal for businesses with steep curves or that are in a growth phase. Step down leases decrease over the course of the lease and allow you to minimize your financial charges.

Annual & Semi-Annual Programs

Under certain circumstances, we can allow you to make a payment just once a year. This is a popular alternative for some government entities or municipalities.

Operating Leases

This is the type of lease to use with equipment that can provide for advancements in technology. The lessor will usually take more of the risk of ownership in this type of lease which allows for a lower monthly payment in the terms of the lease agreement. There are some tax benefits to this type of lease which means that the lease is not documented as an asset or liability.

Standard $1.00, 10% & FMV Programs

This is a true lease that is recognized by the IRS as a rental agreement. Monthly payments are fully tax deductible.

Terms

Ranging from 12 to 72 months.

Franchises

Our Franchise Program provides financing for established franchisees of regional or national franchisors. Particular emphasis is placed on the strength of the franchise concept, experience of the applicant, and evidence of the cash flow necessary to meet business and personal needs.

Working Capital Loans

Unsecured working capital loans up to $100,000. Very easy to qualify with fixed terms from 6-24 months.

Retail Merchant Cash Advances up to $250,000

This is perfect for retail businesses. Get a cash lump sum now, just sell a small % of future credit card receipts. 'Micro' payments adjust to your daily cash flow. No other collateral required.

Accounts Receivable (A/R) Factoring

A factoring line of credit may provide you with the cash flow boost you need to grow your sales. Your line of credit 'floats' and grows as your business grows so you'll never be constrained by your own success.

Business Loans

Up to $100,000 without any income verification. Over $100,000 requires full financials. Terms range from 12-60 months.

got any questions?

go through our faq section first

What Factors Are Used To Determine Creditworthiness?

1- Length of time in business

2- Financial condition

3- Type of Equipment

4- D & B or other credit bureau ratings

What About Sales Tax?

ales tax will be invoiced to the customer for the appropriate sales tax on a monthly basis with their monthly payments. Quoted lease payments do not included sales tax.

Many states charge an annual tax on tangible personal property. Since the Lessor is the legal owner of the equipment, they are required to pay this tax. (Our lease rate does not include these costs.) The Lessor passes this cost on to you in either a lump sum or spread over 12 monthly payments. Again, these taxes change periodically and are not included in the calculation for the bas monthly payment.

What is the interest rate on a lease?

A lease is not a simple interest loan, and therefore does not have an interest rate as we normally think it would. The amounts charged on an equipment lease are calculated using monthly 'rental rates'. Rental rates are based on various factors that include but are not limited to the term of lease, lessee's credit history, type of equipment being leased, etc. The stronger your business, the lower your rate should be. Innovative Capital's great rates are very competitive. Obtain a free quote at no obligation and you'll be surprised at how affordable leasing can be for your business.

Who Can Lease?

Any company, organization or association. Innovative Capital will not lease equipment to an individual for personal use.

How long does it take to be approved?

Usually in less than 24 hours! Typically requests for up to $100,000 can be approved in a couple of hours from a simple one-page credit application. Once you are approved, the lease documents are emailed to the customer. The customer reviews, signs, and returns them to the lessor with the advanced payments or security deposit check via overnight mail as we need the originals, check etc.

A Purchase Order is faxed to the vendor once documents have been received, reviewed and accepted by the Lessor. Upon verification of delivery and acceptance of your equipment from you (for your protection from unrealistic vendor promises), the vendor is paid and your lease begins. Your vendor however may have specific deposit terms. Your first payment is due about 30 days later.

The process is simple, convenient, and effective so you can get your new equipment quickly. Applications can be made via phone, fax, or on-line over the secure server.

Is There A Pre-Payment Penalty?

This is another misconception in leasing. There is no pre-payment penalty. On the other hand you are given a discount for paying off early. The % varies depending on how far into the lease you have paid.

Address

Innovative Capital Corp.

201 Tom Hall St. #153

Fort Mill, SC 29716

Contact Us

toll free: (888) 869-0070 Ext. 202

fax: (866) 823-7329

Alr@innovativeleasing.com